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Personal Contract Plan is a flexible car finance package that combines lower monthly payments with genuine flexibility in 2 - 3 years time.
With a Personal Contract Plan you can have a flexible finance plan that suits your circumstances.
Thanks to a Guaranteed Minimum Future Value, you don't need to worry about the re-sale value of your car, depreciation or the dreaded NCT.
Under our Personal Contract Plan, Volkswagen Bank Ireland purchases the car on your behalf. You then pay an agreed instalment over 24 - 36 months. A portion of the car's value is deferred until the end of the agreement.
This amount is the minimum value that Volkswagen Bank Ireland guarantees your car will be worth at the end of your agreement, your Guaranteed Minimum Future Value (GMFV).
- Upgrade your car to a newer model.
- Return your car to your dealer with no further payments (subject to fair wear and tear).
- Make a one-off payment or re-finance the final instalment and take ownership of the car.
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