Business PCP

Personal Contract Plan

Finance your business' vehicles through our flexible PCP option.

Personal Contract Plan for Business

PCP¹ is a flexible 2-3 year car finance package that combines lower monthly payments with real flexibility to help your business succeed.

Here's How Business PCP Works

Volkswagen Financial Services Ireland purchases the vehicle on behalf of your business. A portion of the vehicle’s value is deferred until the end of the agreement. This amount is Guaranteed Minimum Future Value (GMFV) that Volkswagen Financial Services Ireland guarantees your companies car will be worth at the end of your agreement.

You choose a deposit percentage of up to 30%
You then pay an agreed monthly repayment for 36 months
You have three, convenient options at the end of your contract

With Volkswagen Financial Services PCP, you can get the car your business needs with the finance package to match. No need for a third-party!

At the end of your term your business will have the following three options:

Upgrade to a newer vehicle and start your PCP finance journey again.

Make a one-off payment or re-finance the final instalment and take ownership of the car.

Please contact your local dealership for more information about the return option.

The Benefits of a Personal Contract Plan for your Business

Lower monthly payments – no need to spend large amounts of your business’ funds!

Flexibility at the end of the agreement to choose between 3 options to find the best solution to suit your companies future need's

Based on the Guaranteed Minimum Future Value you don't need to worry about the re-sale value of your business vehicle

Drive a new car more often thanks to shorter replacement cycles

Upgrade a new car or a higher specification model and the latest technologies to suit your companies needs

Include additional, optional products such as Service Plans to keep your business' cars in top condition.

Known cash flow based on fixed interest rate and payments

No minimum deposit required.*

*subject to underwriting criteria

Volkswagen Financial Services - Personal Contract Plan (PCP) Terms and Conditions (PDF, 237.0 KB)

Let us show you how easy it is!

With just a few simple steps we can get you started with your finance application and on the road to purchasing your next vehicle.

The purpose of this application is to capture sufficient information about your business, allowing us to commence an application for finance which will be concluded by your local Dealer.

Let's start with your business contact details:

First Name

Last Name

Telephone

Company Name

Company Registration Office (CRO) Number

What County are you located in?

Vehicle(s) details

Are you an existing VWFS customer?

What is the size of your current fleet?

What Brand are you interested in?

If 'other', please provide further details below

What model(s) are you interested in?

How much would you like to borrow?

Your Deposit Amount - (Could be made up of a cash deposit or trade-in vehicle)

Please let us know your preferred timeslot for a call back.

How did you hear about VWFS Business PCP?

* Mandatory fields (must be completed)

FAQ

The customer is free to settle their PCP finance agreement and take ownership of the vehicle at any time. However, an early settlement fee of up to a maximum of three months interest may be applied in this case. Additionally, the customer can part-exchange their vehicle for a new vehicle at any time and, at the same time, upgrade their PCP finance agreement.

Our PCP product is based on the future value of the car. That value is determined by the wear and tear on the car and calculated on the basis of a maximum mileage (or kilometre) usage. As part of the end of contract conditions, an excess charge applies where that usage is exceeded but only if you wish to handback the car to Volkswagen Financial Services and not in cases when you wish to avail of the option to sell or trade in the vehicle. The excess mileage (kilometre) charges vary from brand to brand however the average charge is 6 cent per km.

In order to finance a car under a New PCP contract, the car must not have been registered yet. Used PCP finance contracts are only available for vehicles that will be less than 6 years old at the end of the contract. Thus, the oldest a car can be to avail of this finance offering is 4 years old, under a 24 month agreement.

Warning: If you do not meet the repayments on your finance agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit or a hire purchase agreement in the future.

Finance is provided by way of Hire Purchase Agreement from Volkswagen Financial Services Ireland Limited and subject to lending criteria. Terms and conditions apply.

Volkswagen Financial Services Ireland Limited is regulated by the Central Bank of Ireland.

Volkswagen Financial Services Ireland Ltd. Is regulated by the Central Bank of Ireland

Volkswagen Financial Services Ireland Limited, Private Company Limited by Shares, Registered in Dublin Ireland, Number 602602

Registered Office: Block C, Liffey Valley Office Campus, Dublin 22

Directors: Thomas Rennebaum (German), Tony McPoland, Sinead Curry, Marcus Graefe (German), Carl zu Dohna (German), Caragh Madden

Personal Contract Plan