Apply for Car Finance Online

Find your perfect new or used vehicle from the comfort of your own home on PCP or HP!

Apply for Finance Online with VWFS

At Volkswagen Financial Services Ireland, we want to help you drive the car of your dreams! 

Choose from our Volkswagen Group brands including Volkswagen, Audi, ŠKODA, SEAT, Volkswagen Commercial Vehicles, and CUPRA. With our range of finance offers, choose from the flexibility of PCP1 (Personal Contract Plan) or Low Cost HP1 (Hire Purchase) to find your perfect vehicle today. 

What products can I begin an online application for?


At present you can begin an application for HP or PCP finance online. To learn more about these products you can find more information below.

Personal Contract Plan (PCP)

Volkswagen Financial Services Ireland purchases the vehicle on your behalf.

A portion of the vehicle’s value is deferred until the end of the agreement. This amount is Guaranteed Minimum Future Value (GMFV) that Volkswagen  Financial Services Ireland guarantees your car will be worth at the end of your agreement.

  •  You choose a deposit percentage of up to 30%.
  • You then pay an agreed monthly repayment for 36 months.
  • At the end of the agreement, you have 3 options.

Hire Purchase

  • Volkwagen Financial Services Ireland Limited purchases the vehicle on your behalf.
  • Choose a period from 1 to 5 years to finance the vehicle.
  • Choose a deposit percentage of up to 30%.
  • Pay equal monthly repayments over the period of time chosen.
  • Once all of the payments have been made, you become the owner of the vehicle. 

Do you have any other questions?

Warning: You may have to pay charges if you pay off a hire-purchase agreement early.

Warning: If you do not meet the repayments on a hire purchase agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.