Hire Purchase

New & Used Car HP for Volkswagen, Audi, SEAT, ŠKODA and CUPRA

Hire Purchase


Hire purchase1 is a simple, affordable, and straightforward route to ownership, whether you are buying a new or used car. Financing your next car has never been easier!

If you're looking for the best HP finance rates for a new or used Volkswagen, Audi, SEAT, ŠKODA or CUPRA, you've come to the right place.

Here's How Hire Purchase Works

  • Volkwagen Financial Services Ireland Limited purchases the vehicle on your behalf.
  • Choose a period from 1 to 5 years to finance the vehicle.
  • Choose a deposit percentage of up to 30%.
  • Pay equal monthly repayments over the period of time chosen.
  • Once all of the payments have been made and you have come to the end of the hire-purchase agreement, you become the owner of the vehicle. 

The Benefits of Hire Purchase

Choose from longer payment terms - up to five years (60 Months)

Fixed interest rate for the duration of your hire-purchase agreement

Fixed repayments for ease of cash flow and budgeting

Flexible terms - any monthly interval between one and five years

Available for new and used cars

Warning: You may have to pay charges if you pay off a hire-purchase agreement early.
Warning: If you do not meet the repayments on a hire purchase agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.

Is Hire Purchase right for you ? Find the perfect vehicle!

For specific offers, click on the brand of your choice

Hire Purchase FAQ's

Finance is provided by way of Hire Purchase Agreement from Volkswagen Financial Services Ireland Limited and subject to lending criteria. Terms and conditions apply. 

Volkswagen Financial Services Ireland Limited is regulated by the Central Bank of Ireland.