Hire purchase1 is a simple, affordable, and straightforward route to ownership, whether you are buying a new or used car. Financing your next car has never been easier!
If you're looking for the best HP finance rates for a new or used Volkswagen, Audi, SEAT, ŠKODA or CUPRA, you've come to the right place.
The Benefits of Hire Purchase
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Hire Purchase FAQ's
What is the difference between HP and PCP?
PCP finance is a version of a hire purchase agreement. HP payments can be divided between 36 to 60 months. PCP is only available for 36 months. HP has only one end of term option; once the final repayment has been made, you have full ownership of the vehicle. Where as, with PCP, there are three options at the end of a contract; upgrade vehicle, return your vehicle, or make the final payment to take ownership of the car. There is also no mileage range agreed on a HP agreement.
Can you settle a HP finance agreement early?
Yes, it is possible to end your hire purchase (HP) finance agreement early. To terminate the contract early, you must pay any instalment that is in arrears and three months future interest.
Are monthly repayments variable?
Monthly payments remain the same for the duration of the agreement, as the interest rate is fixed. This is subject to no missed payments.
Warning: If you do not meet the repayments on your finance agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit or a hire purchase agreement in the future.
Finance is provided by way of Hire Purchase Agreement from Volkswagen Financial Services Ireland Limited and subject to lending criteria. Terms and conditions apply.
Volkswagen Financial Services Ireland Limited is regulated by the Central Bank of Ireland.
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