Hire Purchase

Hire purchase¹ is a simple, affordable, and straightforward route to ownership, whether you are buying a new or used car. Financing your next car has never been easier!

If you're looking for the best HP finance rates for a new or used Volkswagen, Audi, SEAT, ŠKODA or CUPRA, you've come to the right place.

Here's How Hire Purchase Works

Volkwagen Financial Services Ireland Limited purchases the vehicle on your behalf.
Choose a period from 1 to 5 years to finance the vehicle.
Choose a deposit percentage of up to 30%.
Pay equal monthly repayments over the period of time chosen.
Once all of the payments have been made and you have come to the end of the hire-purchase agreement, you become the owner of the vehicle.

The Benefits of Hire Purchase

Choose from longer payment terms - up to five years (60 Months)

Fixed interest rate for the duration of your hire-purchase agreement

Fixed repayments for ease of cash flow and budgeting

Flexible terms - any monthly interval between one and five years

Available for new and used cars

Is Hire Purchase right for you ? Find the perfect vehicle!

For specific offers, click on the brand of your choice

Hire Purchase FAQ's

PCP finance is a version of a hire purchase agreement. HP payments can be divided between 36 to 60 months. PCP is only available for 36 months. HP has only one end of term option; once the final repayment has been made, you have full ownership of the vehicle. Where as, with PCP, there are three options at the end of a contract; upgrade vehicle, return your vehicle, or make the final payment to take ownership of the car. There is also no mileage range agreed on a HP agreement.

Do you have any other questions?

Finance is provided by way of Hire Purchase Agreement from Volkswagen Financial Services Ireland Limited and subject to lending criteria. Terms and conditions apply.

Volkswagen Financial Services Ireland Limited, Private Company Limited by Shares, Registered in Dublin Ireland, Number 602602

Registered Office: Block C, Liffey Valley Office Campus, Dublin 22,

Tel: +353 (0)1 211 8391

Directors: Jens Leganbauer (German), Zhong Zhong (Australian), Manuel Davila (Mexican)

Hire Purchase

Hire Purchase

Here's How Hire Purchase Works

The Benefits of Hire Purchase

Is Hire Purchase right for you ? Find the perfect vehicle!

Hire Purchase FAQ's

What is the difference between HP and PCP?

Can you settle a HP finance agreement early?

Are monthly repayments variable?

Do you have any other questions?