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Applying for New Car Finance with VWFS
Find your perfect new vehicle, with a contract plan that suits you with Volkswagen Financial Services Ireland. Choose from the flexibility of PCP (Personal Contract Plan)1 or Low Cost HP (Hire Purchase)1 from the comfort of your own home.
At Volkswagen Financial Services Ireland, we pride ourselves on offering tailored finance options for a wide range of car brands within the Volkswagen Group. By providing a variety of solutions, we ensure that our customers have the freedom and flexibility to choose the ideal vehicle and finance plan to suit their needs.
How does the application process work?
At Volkswagen Financial Services (VWFS) Ireland, we understand how exciting it can be to purchase a new car, and we're here to help make that dream a reality. Our hassle-free online application process for new car finance is designed to suit your needs, making it simple and efficient for you to obtain the best possible finance option for your new vehicle.
To begin your new car finance application, simply select a brand below and follow the step-by-step instructions to complete the online form. You'll be asked to provide some personal and financial information to help us assess your eligibility for finance. Rest assured, your data is secure and will be handled with the utmost care and confidentiality.
Once your application is submitted, our team will review your information andyour chosen Dealer will get in touch with you to discuss your finance options. You dealer will take the time to answer any questions you may have, ensuring you feel confident about your decision.
Embarking on your new car finance journey with VWFS Ireland couldn't be easier. With our straightforward online application process and dedicated support team, you'll be driving away in your dream car in no time.
Click on the Brand of vehicle that you would like to finance.
Volkswagen Financial Services Ireland offers tailored finance solutions for various car brands within the Volkswagen Group, offering you the ultimate flexibility to select your dream car and the finance package to match!
Let us show you how easy it is to finance your perfect vehicle!
What products can I begin an application for online?
At present you begin an application for HP, PCP or Personal Leasing finance online. To learn more about these finance options you can find more information below.
Benefits of Online Finance
Applying for car finance online with Volkswagen Financial Services Ireland offers several advantages that can make your experience more convenient, efficient, and tailored to your needs. Here are some key benefits of opting to finance your next car online with us:
* Terms & Conditions Apply
FAQ
Our frequently asked questions (FAQ) section aims to provide answers to common queries you may have about car finance with Volkswagen Financial Services Ireland. By addressing these questions, we hope to make your finance journey easier and more transparent.
What options do I have for financing for a new car?
When financing a new vehicle, you have three main options to choose from: Personal Contract Plan (PCP), Hire Purchase (HP), or Personal Leasing. Each option offers unique benefits and is suited to different needs and preferences, so it's essential to explore them all before making a final decision.
Who owns the car and what are the implications, as a customer?
Please refer to this webpage to see end of term options and ownership possibilities:
https://www.vwfs.ie/financial_products/comparingvehiclefinance.html
Can I finance a used car?
Yes, Volkswagen Financial Services also offers finance options for pre-owned vehicles. You can explore our range of used car finance plans designed to suit different budgets and requirements.
https://www.vwfs.ie/applyforfinanceonline/UsedCarFinance.html
Can I make additional payments or settle my finance contract early?
You can make additional payments or settle your finance agreement early, but it's essential to be aware of any potential fees or implications associated with these actions. Contact Volkswagen Financial Services for more information on early settlement and additional payment options.
Contact details for our Customer Service team can be found here: https://www.vwfs.ie/contact_us.html
What support is available for customers facing financial difficulty?
Volkswagen Financial Services is committed to providing support and assistance to customers facing financial difficulties. We take a fair and empathetic approach to ensure our customers receive the help they need during challenging times.
Please contact our Customer Service Team for information and advice regarding your financial difficulties.
Contact details for our Customer Service team can be found here: https://www.vwfs.ie/contact_us.html
What happens at the end of my finance contract?
At the end of your finance contract, you have several options, such as purchasing the vehicle, returning it, or entering into a new finance agreement for a different vehicle. It's crucial to understand these options to make the best choice for your situation.
HP Finance Example: ID.4 PURE 52KWH. On The Road Price (OTRP) €39,988. Deposit/Part Exchange €11,816.00. 48 monthly payments of €589. Maximum term of 48 months. Fixed Annual Percentage Rate (APR) 0%. Total cost of credit €0. Minimum deposit requirement of 30% applies to this offer. Finance offers available on new retail sales ordered from 3rd September 2024 to 30th November 2024 and registered between the 1st January 2025 and 28th February 2025. Offers available on selected models, subject to availability and may be withdrawn at any time. These offers do not apply to fleet sales. Information correct at time of publication. Finance is provided by way of Hire Purchase Agreement from Volkswagen Financial Services Ireland Limited and is subject to lending criteria. Terms and conditions apply. ID.4 Range Battery Consumption l/100km (max. – min.): combined 18.1 – 15.8 CO2 emissions g/km (max. – min.) 0 - 0. The specific fuel consumption and emission values are the official figures obtained from tests under standardised EU test conditions in accordance with the Worldwide Harmonised Light Vehicles Test Procedure (WLTP).
Finance is provided by way of Hire Purchase Agreement from Volkswagen Financial Services Ireland Limited. Terms and conditions apply. Volkswagen Financial Services Ireland Limited, trading as Volkswagen Financial Services is regulated by the Central Bank of Ireland.
PCP Finance Example: Q3 35 TDI 150 S-T SE. OTRP €49,715.00. Deposit [/ Part Exchange] €15,228.66. 36 monthly payments of €409.00. APR 4.90%. Optional Final Payment €23,940.68. Total Cost of Credit €4,328.34 including acceptance fee (€75) and completion fee (€75). Pricing correct as of 23rd August 2024. Offer valid until 30 November 2024
Finance is provided by way of Hire Purchase Agreement from Volkswagen Financial Services Ireland Limited. Terms and conditions apply. Volkswagen Financial Services Ireland Limited, trading as Audi Financial Services is regulated by the Central Bank of Ireland.
PCP Finance Example: Elroq 50. OTRP €36,545.00. Deposit [/ Part Exchange] €11,208.21. 36 monthly payments of €199.00. APR 1.90%.Optional Final Payment €19,320.00. Total Cost of Credit €1,297.21 including acceptance fee (€75) and completion fee (€75). Pricing correct as of 4th October 2024. Offer valid until 30th November 2024. OTRP includes government grant of €3500. VRT relief eligible
Finance is provided by way of Hire Purchase Agreement from Volkswagen Financial Services Ireland Limited. Terms and conditions apply. Volkswagen Financial Services Ireland Limited, trading as Skoda Financial Services is regulated by the Central Bank of Ireland.
PCP Finance Example: IBIZA 1.0TSI 95HP SE. OTRP €26,040.00. Deposit [/ Part Exchange] €7,738.71. 36 monthly payments of €219.00. APR 2.9%. Optional Final Payment €11,587.40. Total Cost of Credit €1,320.11 including acceptance fee (€75) and completion fee (€75). Pricing correct as of 11 September 2024. Offer Valid until 31st October 2024
Finance is provided by way of Hire Purchase Agreement from Volkswagen Financial Services Ireland Limited. Terms and conditions apply. Volkswagen Financial Services Ireland Limited, trading as SEAT Financial Services is regulated by the Central Bank of Ireland.
PCP Finance Example: FORMENTOR 1.5TSI 150HP. OTRP €39,632.36. Deposit [/ Part Exchange] €12,076.81 . 36 monthly payments of €289.00. APR 2.9%. Optional Final Payment €19,550.00 . Total Cost of Credit €2,080.81 including acceptance fee (€75) and completion fee (€75). Pricing correct as of 11 September 2024.
Finance is provided by way of Hire Purchase Agreement from Volkswagen Financial Services Ireland Limited. Terms and conditions apply. Volkswagen Financial Services Ireland Limited, trading as CUPRA Financial Services is regulated by the Central Bank of Ireland.
Warning: You may have to pay charges if you pay off a hire-purchase agreement early.
Warning: If you do not meet the repayments on your hire purchase agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire- purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.